If your business does not have the level of security your bank needs to approve finance for an eligible export-related transaction or international expansion, we could help.
Working with your bank, we can provide a guarantee so your business can get access to the additional finance it needs.
Work with your bank to provide a guarantee
Help to expand your business internationally
Support exports in emerging markets
The benefits of an Export Finance Australia guarantee
Our guarantee can enable your business:
- to get access to finance from your bank, to deliver on your export transactions or international expansion to grow your international revenue
- to access finance for pre and/or post-shipment finance
- the flexibility to tailor the loan amount and term to meet business needs
- to utilise anytime during availability period
- link repayments to payments from export-related transactions
- select a line of credit option, allowing multiple drawdowns and repayments during the loan term.
Our guarantee solutions
A guarantee from us can enable your bank to approve further finance for export-related transactions or expand your business internationally.
If you would like to apply for a guarantee, call us on 1800 093 724.
For more information on loan terms and conditions, click here.
Details on our guarantees and overseas direct investments
Guarantee options
| Guarantee amount | From $350,000 |
| Establishment time | From 4 weeks |
| Currencies available | AU$ US$ £ € |
| Redraw functionality | Yes |
| Online application | No |
Guarantee terms and rates
| Interest rates | Determined by bank |
| Repayment structure | Determined by bank |
| Utilisation fee | 4% - 6% p.a. |
| Export Finance Australia repayment structure | Quarterly interest, principal based on contract |
Application fees
| $5,000 or 1% of the total loan (whichever is greater) Other fees and charges apply, including utilisation and documentation fees |
Who is eligible?
| Revenue last financial year | Over $250K last financial year. |
View our full key eligibility criteria here.
Whether your business requires support for a specific export-related transaction or to help you expand to new international markets, our guarantee can help you take on the world.
Our guarantee process
Step 1: Export contract
You enter into a contract with your overseas buyer or a business in an export supply chain OR
You have developed a strong business case to support your overseas expansion.
Step 2: Bank
You apply for finance with your bank to support your export contract or overseas expansion.
Step 3: Export Finance Australia application
You or your bank apply for a guarantee facility with us.
Step 4: Guarantee approved and provided
We provide you or your bank with a guarantee facility to support your export-related activities
Step 5: Bank funding
Your bank provides you with finance.
Step 6: Buyer repayments
A special account controlled by your bank is set up and used to repay drawings.
